Final Expense Insurance

Final expense insurance, sometimes referred to as burial insurance, is a type of life insurance specifically designed to cover the costs associated with end-of-life expenses, such as funeral services, burial, and outstanding medical bills. Losing a loved one is emotionally challenging, and the financial burden of funeral costs can add further stress. Final expense insurance helps to ensure that these costs are covered, providing peace of mind for both you and your loved ones.

At Mac McIntosh Medicare and Insurance, we offer a range of final expense insurance policies tailored to meet individual needs and budgets. These policies typically provide a smaller death benefit compared to traditional life insurance but are specifically designed to cover the average costs of a funeral, which can range from $7,000 to $10,000 or more. Final expense insurance ensures that your loved ones won’t have to worry about finding the money to cover these expenses when the time comes.

Final expense insurance policies are usually easier to qualify for than other types of life insurance, making them a popular option for seniors or individuals with health conditions. These policies often do not require a medical exam, and the application process is generally straightforward. The premiums are typically fixed, meaning your payments will not increase as you age.

With final expense insurance in place, you can have peace of mind knowing that your funeral and other related expenses are taken care of. We’ll help you understand your options and guide you in selecting the policy that best fits your needs and budget.